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Health Savings Accounts
Health Savings Accounts (HSA) provide businesses with a tool to more effectively control rising healthcare costs and help their employees save money. This tax-advantaged account, designed for individuals with a high deductible health plan, continues to grow in popularity among businesses of all sizes.
Why Businesses Choose a HSA
- Increase employee awareness of medical costs
- Manage medical costs through debit card
Plaza Park Bank can help you set up an HSA for your employees.
Health Savings Accounts, commonly called HSA's, were created in 2003 so that individuals covered by high-deductible health plans could receive tax-preferred treatment of money saved for medical expenses. To qualify for an HSA, individuals must be under age 65 and carry a high-deductible health insurance plan.