Business Checking
Manage your business cashflow with checking accounts at Plaza Park Bank. We have two options and both can be combined with Plaza Park Bank Remote Deposit or ACH Origination.
Business Credit Card Earns Rewards!
In a world of commonplace credit cards, our new Visa ® Platinum Rewards Credit Card for Businesses is a standout! When you use your card, the rewards keep coming. There’s no cap on how many points you can earn! Redeem points for merchandise, rental cars, cruises, hotels or airline travel–with fewer restrictions and NO blackout dates!
Expanded Business Checking
A robust business account created for businesses with more complex financial needs. Balances earn an Earnings Credit* that may offset some or all monthly fees.
Account Benefits
$100 Opening Balance Required
Account Fees may be offset by monthly Earnings Credit*
- $10.00 monthly maintenance fee
- Fee for Debit: $0.15/transaction
- Deposited Item Fees:
- PPB $0.05/item
- Local $0.10/item
- Non-Local $0.10/item
- Wrapped Coin: $0.05/roll
Additional Services available for a fee (may also be offset by monthly Earnings Credit*)
- ACH Services: $25.00/month
- Wire Transfers: $25.00/wire
- Remote Deposit: $35.00/month
*Earnings Credit Rate 0.40%**
**Earnings Credit Rate is subject to change at the discretion of Plaza Park Bank. Please call 320-252-4200 for current ECR.
Basic Business Checking
Perfect for start-up and small businesses. You can often avoid all fees with this account.
Account Benefits
$100 Opening Balance Required
Potential Fees:
- $5.00 maintenance fee per month when average collected balance drops below $500.00
- Fee for Debit: a fee of $0.30/debit in excess of 50 debits for each statement cycle
- Wrapped Coin: $0.05/roll
Additional Services Available for a fee:
- ACH Services: $25.00/month
- Wire Transfers: $25.00/wire
- Remote Deposit: $35.00/month