Home Mortgage & Refinancing in Sauk Rapids, MN

That moment when you know you’ve found THE house!

You’re ready to buy and already have the new paint color picked out, but have you selected the right lender?  Choose a Mortgage Lender who will get excited with you and walk side by side with you through the process.


Click For Pre-Qualification

Pre-Qualification Form

Mortgage Pre-Qualification Form

We are looking forward to assisting you. We will reply within one business day. If you need more immediate assistance, please call 320-252-4200.
Personal Information
Co-Borrower Information
Current Primary Address
Financial Information
Monthly Payment Amounts

Please combine the monthly payments below (combined for all borrowers on the loan). Example: If you have 2 monthly car payments of $150 & $200 enter $350 in the Auto box.

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*A prequalification lets you know about how much you can borrow to buy a home and is not a commitment to lend.

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Mortgage Purchase & Refinancing Options in Sauk Rapids, MN:

Plaza Park Bank offers a variety of options for your home loan needs.

Conventional Mortgage: a mortgage loan not insured by any government program, conventional loans are the most common type of mortgage. They differ from FHA loans and VA loans which are insured by the government.

FHA Loan: issued by federally qualified lenders and insured by the Federal Housing Administration (FHA). FHA loans are designed for low to moderate income borrowers who are unable to make a large down payment.

VA Loan: a mortgage that is guaranteed by the Department of Veterans Affairs (VA).

New Construction Loan: a short-term loan to finance the building phase of a real-estate project.

In-House: options available when a client needs flexibility in terms and meets qualifications, PPB handles loans in-house rather than through the typical mortgage programs.

Home Equity Loans and Lines of Credit also available.

We Love Our Clients!

(All quotes taken from recent follow up surveys with our mortgage clients)

They were very professional, knowledgeable & pleasant to work with. They responded to our questions quickly & accurately; we knew we could trust them and that there would be no “surprises” or issues at close.

Overall the mortgage process can be quite complicated but they did a great job helping us navigate the process and it all came together in the end.