VA Home Loans

That moment when you know you’ve found THE house!

You’re ready to buy and already have the new paint color picked out, but have you selected the right lender?  Choose a Mortgage Lender who will get excited with you and walk side by side with you through the process.


Click For Pre-Qualification

Pre-Qualification Form

Mortgage Pre-Qualification Form

We are looking forward to assisting you. We will reply within one business day. If you need more immediate assistance, please call 320-252-4200.
Personal Information
Co-Borrower Information
Current Primary Address
Financial Information
Monthly Payment Amounts

Please combine the monthly payments below (combined for all borrowers on the loan). Example: If you have 2 monthly car payments of $150 & $200 enter $350 in the Auto box.

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*A prequalification lets you know about how much you can borrow to buy a home and is not a commitment to lend.

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VA Home Loans

Once a year our country dedicates an official United States holiday to honor the brave and selfless men and women who serve and have served in our armed forces. Veterans Day is a great thank you to those who protect our freedoms and offer their all to protect this great nation. However, every day is a good day to say thank you to members of our armed forces. We can personally thank the men and women we know who serve. Our country rightfully offers other benefits to our veterans throughout the year. The Veterans Affairs (VA) home loans in Sauk Rapids, MN are one such benefit. Veterans Affairs (VA) home loans are guaranteed by the federal government and are used to help members of the armed services purchase homes. The program, created in 1944, has helped over 20 million veterans and their families to purchase a home with an affordable option. VA home loans continue to be a great benefit in the aftermath of the 2008 housing crisis when loan requirements began to tighten. At Plaza Park Bank, we are honored to partner with the selfless men and women who protect our county. We are dedicated to helping our veterans and active military members purchase their new home, and we work hard to guide you through every step of the process.

About VA Home Loans in St. Cloud, MN

VA home loans offer great benefits for those who qualify. Originally, VA home loans were reserved for only those military personnel who had served active duty during specific periods. However in 1992, the restrictions were lifted and the program became available to anyone who served in any branch of our military, regardless of duty status. One of the greatest benefits of a VA home loan is that in most cases, there is no down payment required. Also, unlike FHA home loans, VA home loans do not require mortgage insurance. Closing costs and interest rates are relatively comparable to other loan types. The VA can also provide temporary assistance in the event of financial hardship. The VA does not lend the money directly. Approved private lenders administer the loans and the VA guarantees them. To apply for a VA home loan, you must provide a Certificate of Eligibility to the lender. Lenders are also able to obtain the certificate for their customers when needed. VA home loans are designed to make it easier for veterans to obtain their own home.

Why Choose Plaza Park Bank for VA Home Loans in Sauk Rapids, MN

Plaza Park Bank has been helping the Central Minnesota community since 1910. We are passionate about continuing our tradition of providing personal service from our experienced and caring family of banking professionals. Our bank is family owned and operated and we truly believe that we must develop relationships with those who bank with us. Our core values include a team focused strategy that ensures with Plaza Park Bank, you can expect the very best. We understand that you have questions and are honored to answer them to meet all the financial needs of our military personnel. Contact Us Today For Answers To Your Loan Questions
Click For Pre-Qualification

Pre-Qualification Form

Mortgage Pre-Qualification Form

We are looking forward to assisting you. We will reply within one business day. If you need more immediate assistance, please call 320-252-4200.
Personal Information
Co-Borrower Information
Current Primary Address
Financial Information
Monthly Payment Amounts

Please combine the monthly payments below (combined for all borrowers on the loan). Example: If you have 2 monthly car payments of $150 & $200 enter $350 in the Auto box.

CAPTCHA

*A prequalification lets you know about how much you can borrow to buy a home and is not a commitment to lend.

Please wait...

We Love Our Clients!

(All quotes taken from recent follow up surveys with our mortgage clients) They were willing to come in during non-standard bank hours-it helped considerably since we live an hour away. If they didn’t know an answer, they got back to us ASAP. I also think they are approachable, funny and very straight forward without being tactless. My husband can be hard to please-he’s a stickler for detail-and they did a great job with him-and that’s not easy! 🙂 They were very professional, knowledgeable & pleasant to work with. They responded to our questions quickly & accurately; we knew we could trust them and that there would be no “surprises” or issues at close. Overall the mortgage process can be quite complicated but they did a great job helping us navigate the process and it all came together in the end.

Meet the PPB Mortgage Team!

We’re looking forward to finding a mortgage solution that works best for you!

Bethany Schwinghammer- Premier Banker


Denise Rosin- Private Banker

Bethany Schwinghammer
Premier Banker
320-257-3304
NMLS#796820

Contact Bethany Today!

Contact Bethany Schwinghammer

Bethany looks forward to assisting you. She will reply within one business day. If you need more immediate assistance, please call 320-252-4200.

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Denise Rosin
Private Banker
320-258-7224
NMLS#769489

Contact Denise Today!

Contact Denise Rosin

Denise is looking forward to assisting you. Denise or her assistant will reply within one business day. If you need more immediate assistance, please call 320-252-4200.

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